27 Best Personal Finance Affiliate Programs

27 Best Personal Finance Affiliate Programs 

Do you want to earn some extra cash with the best personal finance affiliate programs?

Are you a finance blogger or personal finance enthusiast trying to earn extra income while still providing the best value to your readers? You’ve come to the right place as this article has the channels that can help you make some extra cash

The finance industry services people across the globe. 

Admit it, you’ve probably got more than a couple of finance facilities. Credit cards, a saving or checking account, or loan services are the kinds of products that are commonly owned by someone. 

This article will cover the best affiliate programs for personal finance bloggers for you to take advantage of your love for finance while earning a nice slice of commission for your blog. 

Summary Of The 27 Best Personal Finance Affiliate Programs

  1. Honey Money
  2. You Need A Budget (YNBA)
  3. Moneyspire
  4. Tiller Money
  5. Fam Zoo
  6. Lifelock
  7. Credit Sesame
  8. Credit Karma
  9. National Debt Relief
  10. Purefy
  11. Nextseed
  12. Kabbage
  13. Lending Tree
  14. Ally Invest
  15. Digit
  16. Personal Capital
  17. Rocket Dollars
  18. Acorns
  19. Allianz Worldwide Care
  20. Haven Life
  21. Cover Wallet
  22. Policy Genius
  23. BBVA
  24. Barclays
  25. CIT
  26. Transfer Wise
  27. Transfer Go

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What Is Affiliate Marketing?

Affiliate marketing is a marketing technique used by companies to increase their revenue that is slowly replacing the traditional marketing method. 

A total of 16% of the total e-commerce global sales are the result of affiliate marketing and 81% of brands and 84% of publishers are taking advantage of the power of affiliate marketing.

So what is an affiliate and how does affiliate marketing work? 

An affiliate acts as a middleman between a business and the consumer, who is then paid a commission by the business for every sale he or she makes.

Have you seen your favorite influencer or anyone you follow on Instagram saying a statement that sounds like “If you use my code, you’ll get 15% off for the purchase of any product from XYZ brand”?

That is affiliate marketing. 

Your favorite influencer will earn a commission every time her audience purchases with her code. The commission comes directly from the company, customers do not get charged extra, and the company gets a sale.

It’s a win-win situation for all parties. 

Affiliate marketing can be seen as influencing marketing because the consumer is being influenced by the affiliate to purchase a product. 

Influencer marketing is a USD 9.7 million industry in 2020 and it is only expected to rise to USD 14 billion in the coming year. 

Let’s look at the best financial affiliate programs for you to adventure into. 

27 Best Personal Finance Affiliate Programs

Budget Affiliate Programs

1. Honey Money

finance affiliate programs

Honey Money is an income and expense tracker that allows you to optimize your savings each month. Unlike the usual budgeting system, Honey Money implements a cash-flow-based system. 

Their three goals are for consumers to :

  • Have increased awareness over your money
  • Make better money decisions
  • Save more money each month

This software does not have any access to any banking accounts of their clients, so you don’t have to worry about bank policy breaching or money theft when you join as an affiliate.

This budget affiliate program offers : 

2. You Need A Budget (YNAB)

budget affiliate program

A well-known budget affiliate program is YNAB

It is an expense tracker that implements the ever-raved zero-based budgeting method

A zero-based budgeting method is essentially giving every dollar of your paycheck a purpose.

Be it for debt repayment, saving up for a large purchase, or a Christmas gift fund, every dollar you earn goes to a category and YNBA helps customers simplify this process. 

This software is great for anyone looking to take control of their finances.

This budget affiliate program offers : 

3. Moneyspire

budget affiliate program

Moneyspire aims to inspire you to make changes in your money management habits. 

A practical software that enables users to have a clear overview of their finances, have access to customizable reports of their finances and be prepared for future finance expenses. 

Some of the facilities on this software are :

  • Bill reminder calendar
  • Budgeting tools and statistics
  • Invoice log

This budget affiliate program offers:

  • Commission: 15%
  • Cookie: 45 days
  • Affiliate Link – MoneySpire

4. Tiller Money

budget affiliate program

This budgeting tool has been mentioned on platforms like CNBC and on I Will Teach You To Be Rich, the site of personal finance guru, Ramit Sethi.

Tiller helps to reduce the hassle that comes in managing an Excel spreadsheet for your finances. Users can create a customized spreadsheet to track their finances.

Both Microsoft Excel and Google Sheets will be updated automatically, reflecting the user’s spending habits. 

This company aims to help people gain control and confidence over their finances. 

This budget finance affiliate program offers :

5. FamZoo

budget finance affiliate program

Famzoo is a financial education tool for children.

This tool allows parents to educate their children on the importance of saving and money management. A prepaid card can be purchased for kids to use where parents can transfer money into the card and oversee any expenses that occur. 

This budget affiliate program offers :

  • Commission
  1. USD 0.05 for every family that registers for a free trial 
  2. 25% of the payment made by registered families after the conversion to paid subscription from free trials
  3. 25% of gift-subscription purchase 

Credit Scores Affiliate Programs

6. LifeLock

personal finance affiliate program

Identity theft happens more frequently than you’d think. In 2019, 1 in every 15 people are unfortunately victims of identity theft. 

Lifelock was created to prevent this fraudulent activity from continuing.

The software is tuned to look out for :

  • Suspicious activities on your accounts
  • Unauthorized changes made to your credit file or address
  • Any personal data sold to illegal sites

This personal finance affiliate program offers:

7. Credit Sesame

affiliate programs for financial bloggers

Credit Sesame is a free personal finance app that provides users an overview of their credit report where they can then implement ways to improve their credit score. This free membership also includes USD 50,000 insurance coverage for identity theft. 

This personal finance affiliate program offers:

8. Credit Karma

affiliate programs for financial bloggers

Credit Karma has a similar modus operandi as Credit Sesame, they are a company that provides the means for users to check their credit scores. Credit Karma partners up with two well-known credit bureaus – TransUnion and Equifax, to provide the best services to their audience. 

This personal finance affiliate program offers:

9. National Debt Relief

affiliate programs for financial bloggers

National Debt Relief is a reputable business that specializes in helping people lower down, and eventually eliminate their mountain of debt. Their team consists of certified specialists who review the credit history of a consumer and work out an action plan to be followed to reduce the overall debt. 

This finance affiliate program offers:

Loan Affiliate Programs

10. Purefy

finance affiliate programs

Purefy aims to simplify loan refinancing for students.

 The only thing you need to do to obtain this loan is to let them know your loan amount, a market-rate comparison will be done for you, and you can submit your application!

There are no upfront fees required and all information on a student’s account is protected with a specific encryption system. Purefy team offers an in-depth guide and resources on student loans, provided by their team of specialists. 

This loan affiliate program offers: 

  • Commission: USD 250 for each funded loan
  • Cookie 30 days
  • Affiliate Link – Purefy

11. NextSeed

affiliate programs for financial bloggers

NextSeed allows you to invest in small businesses providing the opportunity for capital to be raised by budding companies. The amount you contribute would be used to fund loans that businesses would repay in a maximum of 6 years. 

Your investment and interest earned will be returned to you once the business starts repaying the loan. 

This loan affiliate program offers :

 12. Kabbage

financial services affiliate program

Kabbage is a subsidiary of American Express Company. 

They provide funding to small businesses where you will be connected with finance experts, providing you real-time solutions. 

Kabbage approves credit facilities anywhere from USD 1,000 to USD 150,000 in a matter of minutes once the bank details of a customer are verified. 

This loan affiliate program offers :

 13. Lending Tree

financial services affiliate program

Mortgages, credit cards, personal loans, student loans, business loans, vehicle finance, and more are all available through Lending Tree

This site works similarly to Purefy where all it takes are a few simple questions, come rates from various lenders, and choose the one that suits you and your financial situation. 

This loan affiliate program offers :

Investing Affiliate Programs

14. Ally Invest Affiliate Program

ally invest affiliate program

The Ally invest affiliate program is no stranger when the best personal finance affiliate program is concerned. 

This company provides investors two investment opportunities :

  • Self-trading option
  • Well-managed portfolio

With the managed portfolio, Ally picks the fund based on your market risk appetite and manages them for you for a fee whereas, with the self-trading option, you’re free to put together your investment portfolio. 

It’s a convenient option for both beginners and experienced investors because this company caters to both types of investors. 

This investment affiliate program offers :

 15. Digit

personal finance affiliate program

Digit helps its clients with both saving and investing goals.

 Their analytics-driven solutions aid clients in managing their finance to achieve any short-term or long-term goals. Optimized bank-level security is used on their site to protect all the data of their customers. 

This investment affiliate program offers:

16. Personal Capital

best affiliate programs for personal finance bloggers

Many are drawn to personal capital affiliate program because of the site and service the site provides. 

From functional money-management and investment tools to personalized investment advice from their team of professionals, Personal Capital is your one-stop solution for any financial situation. 

This financial affiliate programs offer:

17. Rocket Dollars

best affiliate programs for personal finance bloggers

Rocket Dollars offers a range of support for anyone seeking to optimize their retirement funds. 

There are two ways users can go about this :

Investors are free to decide on the suitability of asset classes and if they’re unsure which to pick, they’re provided with management support from the team of experts on site. 

This investment affiliate program offers:

18. Acorns

personal finance affiliate program

Acorns is an automated online saving and investment platform.

 They’re equipped with leading investment and fiduciary management companies like Blackrock. Portfolios are monitored by experts and are adjusted according to market risk to ensure your money grows and is well protected. 

This investment affiliate program offers:

Insurance Affiliate Programs

19. Allianz Worldwide Care

personal finance affiliate program

Allianz is no stranger when it comes to insurance. 

They offer life, disability, and health insurance for individuals, families, and businesses, making them a one-stop center for health and protection services. Their primary focus is on health insurance for students studying abroad, expatriates, and digital nomads. 

This financial affiliate program offers :

  • Commission: 12% of every successful sale
  • Cookie: 30 days
  • Affiliate link – Allianz Global

20. Haven Life

financial services affiliate program

Haven Life offers term, disabilities, and annuity insurance for those in need of quality protection services. 

This company is backed by Massachusettes Mutual Life Company, a leading insurance company that has been in the industry for over 160 years. 

This financial affiliate program offers:

21. Cover Wallet

affiliate programs for financial bloggers

Cover Wallet provides the necessary coverage to protect your small business from any liabilities. 

They’ve got a team of diversified professionals to help you classify the type of insurance coverage that is suitable for your business. All insurance data has been compromised and optimized to a digital wallet for the convenience of their customers. 

This financial affiliate program offers:

22. Policy Genius

finance affiliate programs

Policy Genius offers a range of insurance as well as will and trust services. 

The company prides itself as an insurance marketplace as opposed to being another insurance company as their site offers a thorough comparison of all insurances in the market for customers to pick their perfect fit. 

This financial affiliate program offers:

  • Commission:
  1. USD100 Amazon gift card for every successful health insurance referral
  2. USD 50 Amazon gift card for every successful auto and home insurance referral

Banking Affiliate Programs

23.BBVA

affiliate programs for financial bloggers

Banco Bilbao Vizcaya Argentaria (BBVA) is the second-largest bank in Spain and has been in operations in The United States since 1964. Banking services are catered for individuals, small businesses, commercial businesses, and large corporations. 

This bank has got an award-winning app that will draw in tech-savvy individuals looking for a modern appeal for their banking needs.

This bank affiliate program offers:

24. Barclays

finance affiliate programs

Barclays has an award-winning online savings and CD account that is used by many. This company started small over 300 years ago in London and has grown to a company of 47.2 thousand employees across the globe. 

They’ve managed to fund the first industrial steam railway in the world and Barclays was the first bank to introduce an ATM. 

This bank affiliate program offers:

25. CIT

bank affiliate programs

Commercial Investment Trust (CIT) bank has one of the best bank affiliate programs. 

This bank offers banking and loan facilities for its customers. They provide an e-checking account facility for customers that have any savings, money markets, CDs, loans, and checking accounts with the company.

This bank affiliate program offers:

Money Transfer Affiliate Programs

26. TransferWise

financial services affiliate program

Formerly known as Wise, Transferwise is a leading multi-currency account company. 

Receive, send, spend, or hold money in different currencies in one solid account with Transferwise. It’s a modern twist to your traditional banking transfer services. 

There are no hidden fees for the transfers and funds are protected by authorities from all over the world. 

This financial affiliate program offers:

27. TransferGo

financial services affiliate program

TransferGo provides commercial and personal bank transfers through a digital account platform. 

They currently serve their customers from 47 countries with 22 different currencies. Money transfers and bill payments can be done efficiently with their site and there’s a team of professionals on board to aid any customers in need. 

This financial services affiliate program offers:

Finance Affiliate Programs FAQs

Finance Affiliate Programs

Do Affiliates Get Paid?

Yes sir, they most definitely do!  Almost 91% of affiliates earn more than USD50,000 a year. Amazing isn’t it? 

An affiliate’s job is to ensure sales are secured for the business they’ve partnered up with. The current drive toward this less traditional marketing method has proven to be advantageous to both businesses and affiliate marketers.

Now, when it comes to payment, there are no standard operating procedures on the payment plan as it varies depending on the affiliate program. Not all programs require a consumer to purchase a product before paying a commission to their affiliate. 

These are the common ways for an affiliate to get paid: 

1. Pay-Per-Click

Pay-per-click affiliate programs focus on increasing the web traffic on the merchant’s website. 

It’s less focused on direct product purchase and more on brand exposure. The affiliate has to pique the curiosity of the consumer enough for them to head over to the brand’s site. 

Every time the site is visited through the affiliate’s link, he or she is paid a commission. 

Here’s an article that shows you how you can be paid to click unlimited ads, showing other means to earn from pay-per-click schemes. 

2. Pay-Per-Lead

Pay-per-lead affiliate programs focus on lead conversions. 

Usually, a small task is required to be completed by the consumer, such as subscribing to a newsletter, downloading a free-trial program, creating an account, etc. 

Once this action is completed by the consumer, the affiliate gets paid. 

A side hustle you can venture into when it comes to pay-per-lead schemes is getting paid to read emails without an investment. Leads will be given to you to read emails, you click on them, and money is made.

Pay-Per-Sale

This affiliate marketing program is the one known by many. With this type of program, the affiliate earns a commission whenever a consumer purchases the company. 

Pay-per-sale programs involve extra effort as the affiliate has to influence the consumer with their marketing strategies to the extent where they will purchase the product. 

Getting Started With Financial Affiliate Programs

Now that you’re all ready and geared up to join this billion-dollar industry, how do you start earning from finance affiliate programs?

 Monetize your influencing skills with these simple steps :

  • Create quality content
  • Join a select few relevant affiliate programs
  • Stay consistent

It is that simple. 

With everything in life, to reap what you sow, you’ve got to be consistent and keep at it. Your affiliate rewards may start small, but eventually, you can achieve a decent income with these affiliate programs for financial bloggers. 

Conclusion

There you go, 27 best personal finance affiliate programs to get into today. 

With the current global economic status, people are looking to improve their finances more than ever, so why not participate in affiliate finance programs like commercial loan broker affiliate programs, where you can earn some extra cash?

The finance industry is a lucrative one and it is your time to make the most of it! 

27 Best Personal Finance Affiliate Programs

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